This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
Sample letter to creditors after death As the representative of decedent's first name, I am writing to inform you that they have passed away. Please cancel their account immediately. If there is an outstanding balance on the account, please notify me as soon as possible at the included address.
Using the credit report as your guide, contact all banks and credit card companies at which the deceased had an open account and close those accounts as quickly as possible. You will need to provide a certified copy of the death certificate to close the account.
Using the credit report as your guide, contact all banks and credit card companies at which the deceased had an open account and close those accounts as quickly as possible. You will need to provide a certified copy of the death certificate to close the account.
Dear name of credit bureau: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.
You can submit dispute letters to each credit bureau via mail. As stated previously, it is highly recommended to file via certified mail to preserve your rights. Review each agency's contact details below.
Get in touch with the credit card company This is a great opportunity for you to reiterate your request to close the account in writing. If the account is a joint account, the issuer will simply remove your loved one's name from the account. If not, the issuer will close it completely.
Provide copies of the death certificate or CRDA to each of the bureaus to show proof of death. You may even do so online. This allows the bureaus to update the portfolio and flag the accounts, which may also prevent possible identity theft should someone try to steal credit card information or SSN.
It's quite easy to notify the credit card companies; be sure to obtain copies of your loved one's death certificate for proof of their passing. Simply contact the major credit bureaus to have their credit report flagged, and contact each financial company listed on the report to notify them of the death.