For the deceased's bank account, the account number and exact dollar amount in the account must be provided. Middlesex Savings Bank in Massachusetts offers a variety of personal and business accounts and loans.Explore our services and solutions and contact us. I am looking for guidance on opening an estate account for a relative from MA who died several years ago. When it comes to handling the decedent's bank accounts, we're here to make the process as simple and straightforward as possible. Generally, if you have bad credit, you will NOT be allowed to act as the administrator of the estate of parent or loved one. Probate is primarily a process through which title is transferred from the name of the deceased to the names of the beneficiaries. Executors: When named in a will, executors may need to post a bond before administering the estate, especially if it includes significant bank accounts. A bad credit score won't prevent you from opening a business bank account. Here's how to find and open a bank account for your business.