Sample Letter – Asking for a debt write-off when someone is deceased. Sample Letter to Bank Informing the Death of the Account Holder.The death claim letter should be written in the formal letter format. Draft a notification letter. Utilize SCDCA's sample letter for notifying the credit bureaus of the death or draft a letter containing the following information:. If you're erroneously declared dead, you can't borrow money or get insurance, and your bank accounts may get frozen and credit cards canceled. When it comes to handling the decedent's bank accounts, we're here to make the process as simple and straightforward as possible. Use this letter when someone you know has died and they have left no assets or will behind. Contact us for advice before using this letter.