Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts.Include your name, address and account number on the letter. A bank letter is an official document from your bank that provides important information about your business' official bank account. A payable on death (POD) designation means your bank account automatically transfers to a beneficiary upon the death of all account owners and co-owners. Find frequently asked questions about Bank of America. When one party dies, the survivor owns all remaining assets in the account. Get your checking account, savings account, or loan at Associated Bank. Online bill pay, online banking, overdraft protection, and more. RCB Bank is your bank.