Learn everything there is to know when it comes to opening and withdrawing from an estate account in NYC. We go over when you can and cannot take out money.Bank of America accounts. Visit your local financial center or contact Estate Servicing Operations to speak with our dedicated team. Make the process of opening an estate account simple and straightforward with this stepbystep guide. Please note: For all account types, we require a death certificate. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. It's useful to have an estate account in the form of a checking account, but your estate's needs may call for adding a savings or money market account, too. Learn how we can assist if you are managing the estate of a deceased customer.