Burial benefits are used to cover reasonable and necessary costs for burial services. If the deceased and his or her spouse had a joint bank account, title will automatically pass to the surviving spouse.If you need assistance with your estate plan, schedule a free consultation with our estate planning lawyer in Fort Collins, CO today. How do I open an estate account? Just make an appointment at your local financial center and an associate will be happy to assist you. He was born in Fort Collins and raised in Buckeye where agriculture was near and dear to his heart.