Sample Letter – Asking for a debt write-off when someone is deceased. The Untangle stepbystep guide on notifying the banks of a death, plus who can do this, when they can do it and what the next steps are.Learn how to write an inheritance sample letter to beneficiary with distribution details. Discover templates, examples, and a step-by-step guide. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. The letter should include the deceased person's name, address, date of death, and mortgage or account number. 2. Gather required documents. To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. Money in a bank account may be protected from garnishment.