Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker. Gather documents you need.You will need: A certified copy of the death certificate. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. A sample form of Waiver of Account is included in this website. I would bring the death certificate to the bank so they know that the family member in question has died. This free program will help you create the affidavit that you will need to file in Surrogate's Court. DECEDENTS, ESTATES AND FIDUCIARIES. Chapter. 1. Does the property of everyone who dies end up in probate?