How Do Bank Closure Letters Work? Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker.You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. Sub: Request to close an account due to death. Learn how to close accounts of deceased persons when you are the executor of an estate. One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. Navigating and closing a deceased person's bank account can be tricky. Follow these simple steps to ensure you are able to properly close the account. Please let me know if any other documents are required for claiming the amount of deceased. Request you to kindly process the request on priority.