Be prepared to provide the social security number or account number of the decedent to the representative. Can a deceased person's bank account be closed and take out the money (as nominated) after 2 years without any hassle?It is this formal trust agreement that the bank will ask for if a licensee, who wishes to open a broker trust account or the property management trust accounts,. To open an estate bank account, you must provide specific documentation. This may vary from bank to bank but generally includes the following: To collect the funds, the beneficiary only needs to show the financial institution a form of photo ID and the deceased's death certificate. They must also bring a certified copy of the death certificate. The bank will have a copy of the form you filled out naming them the beneficiary. Unlike traditional banks, you get the local advantage with One Nevada. Setting one up is as easy as providing the bank with a signed POD beneficiary designation form.