The Department has updated the preforeclosure filing requirements to include some additional questions for reverse mortgage loans. Search Foreclosures New York.View foreclosure listings and explore REO and bank-owned properties in New York from Bank of America. 90 Day Pre-foreclosure Notice. Lender must mail you information on getting help at least 90 days before starting a court case. In this article, I teach you how to find real estate assets in financial distress through inperson connections and online searches. In this 8step guide, we'll explain how to buy foreclosed homes in New York and help you decide if buying a foreclosed home is right for you. Step 3 filings are required for loans that received a Judgment of Foreclosure and Sale that had previously received a 90-day pre-foreclosure notice.