Forms needed may be obtained from the clerk of court's office or on this website. There are many myths regarding the North Carolina estate administration process and handling of bank accounts when a loved one dies.Suspending Online and Mobile Banking user ID and Telephone Banking, including Bill Pay. Federal benefit payments. Documentation about the account and its owner, including the deceased's full legal name, Social Security number, and the bank account number. Accounts in the sole name of decedent section: This part is dedicated to details of bank accounts with no joint owner and no payable-on-death instructions. In what state should I open an estate account? Make the process of opening an estate account simple and straightforward with this stepbystep guide.