This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
Using the credit report as your guide, contact all banks and credit card companies at which the deceased had an open account and close those accounts as quickly as possible. You will need to provide a certified copy of the death certificate to close the account.
Sample letter to creditors after death As the representative of decedent's first name, I am writing to inform you that they have passed away. Please cancel their account immediately. If there is an outstanding balance on the account, please notify me as soon as possible at the included address.
Using the credit report as your guide, contact all banks and credit card companies at which the deceased had an open account and close those accounts as quickly as possible. You will need to provide a certified copy of the death certificate to close the account.
Credit card debt becomes your estate's responsibility after you die. The surviving spouse or the executor of the estate should contact the credit card issuer as soon as possible after a cardmember has passed away.
You should notify the credit card companies ASAP to stop interest from accruing and any other fees. This should be done for both primary and joint credit cards. Make sure to also look at card statements to see if there are any recurring charges — you'll want to transfer these to a different card or bank account.
Sample letter to creditors after death As the representative of decedent's first name, I am writing to inform you that they have passed away. Please cancel their account immediately. If there is an outstanding balance on the account, please notify me as soon as possible at the included address.
Credit card debt doesn't go away when the cardholder passes away. It must be repaid from your estate, which means your loved ones may receive a reduced inheritance — or no inheritance at all. Related: What happens to a bank account when somebody dies?
Send letters to each of the major credit bureaus — Experian,1 Equifax,2 and TransUnion3— and include the deceased's legal name, Social Security number, date of birth, date of death, and your full name and mailing address.