Zero Balance allows for deposits in the Concentration account to fund debits in other business accounts for the same entity, known as a "subsidiary account," View all of your Checking and Savings accounts and Loans for available balances and transaction information.This guide will assist in answering questions and leading you through next steps in settling your loved one's accounts. How to fill out the final account for an estate with no assets except a vehicle and nothing in the bank. Two common ways to avoid probate on your bank accounts are holding the account jointly or designating a beneficiary for the account. You have to give them details about how and where to collect the money, for example: name(s) on the account(s) and account numbers. You will also need to bring a current value for the assets. Banking Reimagined® at Capital One. Orange Everyday bank account. Because when it comes to your money, every little bit counts.