Generally, if you have bad credit, you will NOT be allowed to act as the administrator of the estate of parent or loved one. If you would prefer to have the packet mailed to you, please contact our Self-Service Center at 561-355-7048.What Happens If the Joint Account Holder Will not Share? Tip: Notary services are available at no cost in many of our financial centers. If your mom named a beneficiary on the account, and it was you, they'll let you have the funds. The decedent also can designate a personal representative (Florida's term for an executor) to administer the probate estate. Get the money you need. Whether you have good credit, bad credit or something in between, FCU has personal loans designed for you¹. Uncle Mo's estate will be administered in the South County Courthouse in Delray Beach Florida. If you do not have these documents, you will not be able to complete the online account set up.