Before a residential mortgage can be foreclosed in Pennsylvania, the lender must give a 30-day notice of intention to foreclose (also known as an Act 6 Notice). Learn about Pennsylvania's foreclosure laws and process, from missing your first payment to a foreclosure sale.In Pennsylvania, the process of foreclosure commences after you, the borrower, becomes at least 60 days late on their mortgage payments. DECEDENTS, ESTATES AND FIDUCIARIES. Chapter. 1. In Pennsylvania, the lender has to send you (the borrower) a notice of intent to foreclose at least 30 days before starting a foreclosure. The bank must send the borrower the notice of intent to foreclose at least 30 days before starting the state foreclosure process. Fill out the form below, and we'll be in touch to discuss your financial institution's needs. How do I fill this out? In this 8step guide, we'll explain how to buy foreclosed homes in Pennsylvania and help you decide if buying a foreclosed home is right for you. Sale Procedure: The property is sold at public auction to the highest cash bidder.