To close a bank account on behalf of someone who has passed away, you must have legal authority to manage the account. You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder.The bank will not allow you to close it unless you have a letter of authorization from the probate court. In most cases, only the personal representative of a deceased person's estate can access the deceased accounts at a financial institution. When you go to the bank to close the account you will need a death certificate and a short certificate. Unfortunately you will have to file for a probate of your father's estate in the county where your father passed. To take a name off a joint bank account, banks require a Certified Copy of a Death Certificate. Online: Use our online form to notify us about a customer's death. The personal representative's job is to carry out the provisions in the Will. After someone dies, notify the government programs and businesses they used.