Step 1: Download the Capitec app via your phones app store. Step 2: Choose save.A fast and secure way to send money on the go. Download our app for free to send money online in minutes to over 130 other countries. The FTC sued several companies and individuals for allegedly taking millions of dollars out of people's accounts using remotely created checks. Click on the "Link a bank account" option. 4. On the next page, select "Link a bank account with a card or bank code.