You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. How Do Bank Closure Letters Work?One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. Question: what is required to close out a deceased person's bank account, no will but everything went to closest blood rel. Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker. 1. INFORMATION ABOUT THE DECEASED (THE PERSON WHO DIED): Name of person who died: Date of death: Place of death: 2. Sub: Request to close an account due to death. The documents listed below need to be sent to the judge before the end of the 60-day waiting period as described in Step 7 below. Summary Consent Decree.