90 Day Pre-foreclosure Notice. Lender must mail you information on getting help at least 90 days before starting a court case.The Department has updated the preforeclosure filing requirements to include some additional questions for reverse mortgage loans. The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. This Residential Foreclosure Actions Consumer Bill of Rights provides guidance to homeowners facing foreclosure in New York. Learn how Maureen Folan Real Estate Group can guide you through the process. Search Foreclosures New York. 71 Foreclosures in Queens, NY. Browse photos, see new properties, get open house info, and research neighborhoods on Trulia. Is the buyer supposed to fill out W9, Bargain and Sale Deed, TP 584, and RP5217? The last 3 seem like docs needed at closing.