PayPal requires verification of your bank account to use it. Add cash to your PayPal account and turn dollar bills into digital currency.Just deposit money to your account, shop, and be on your way. If you're using just your PayPal balance to make a purchase, that specific transaction won't pop up in your bank account's statement. In the statement upload page, it says: In the bank statement, your name and account number should be the same as in your PayPal account. - Direct Debit payments: Up to 4 business days processing time. Write your Borough-Block-Lot (BBL) number on the check for faster processing. Pay your bill the way that is most convenient for you. Pay for 12 rides using the same device or card in a seven-day period and additional rides within the week are free. There's no upfront cost.