This free program will help you create the affidavit that you will need to file in Surrogate's Court. Sample Letter – Asking for a debt write-off when someone is deceased.A letter with the attorney's official letterhead. The letter should state the eligible applicant's name and relationship to the decedent. However, to officially close the account, it's smart to follow up in writing. Use this letter when someone you know has died and they have left no assets or will behind. Contact us for advice before using this letter. Notify Bank of America. We'll ask you for the deceased customer's full legal name and Social Security number to identify their accounts. After someone dies, notify the government programs and businesses they used.