Trust Accounts from Sacramento Credit Union help you create living trusts. Contact us about setting up a trust account and give your family peace of mind.Begin the probate process. Bank of America accounts. Visit your local financial center or contact Estate Servicing Operations to speak with our dedicated team. An estate is a non-physical entity and since the check is issued to it, there needs to be a separate account to handle and negotiate the funds. You may be able to use a Small Estate Affidavit to have the property transferred to you. Opening an estate bank account can make it easier for you to transfer the frozen assets so you can pay out what you need. To open an estate bank account, you must provide specific documentation. This may vary from bank to bank but generally includes the following: