Letter of Instruction. Used only if there is a beneficiary named on the account.This set provides coverage of every aspect of probate law and estate and trust administration in Texas. It includes sample forms and letters. A letter of instruction is a document that guides a designated individual or entity on how to carry out specific actions or wishes after the author's demise. Bank of America provides notary services free of charge in all financial centers. Schedule an appointment and learn what is needed for a notarization. We'll support you every step of the way. Download our Estate Planning Checklist (PDF) for ways to get further help. A transfer on death deed (TODD) is a legal document that allows a person to transfer ownership of their property after they die.