You will need your Social Security Number and, probably, some form of photo ID and a means of validating your address. Help prepare your teen for the future with our.Texas Teen Checking! Only one parent needs to be present. You and the child must both provide a valid primary ID, such as a state ID card, driver's license, or passport. Went to court, the whole 9 yards. Minors can enter into contracts with banks to open accounts without requiring parental or guardian approval. When opening a bank account, typically documentation and proof of identity are needed to get the application and review process started. They need a parent or guardian to set up a custodial or joint account. The best teen checking accounts come from Alliant Credit Union, Capital One and Navy Federal Credit Union.