Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker. You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder.Navigating and closing a deceased person's bank account can be tricky. Follow these simple steps to ensure you are able to properly close the account. Sample Letter – Asking for a debt write-off when someone is deceased. How Do Bank Closure Letters Work? If the account is either or survivor, the survivor can continue or close the account with the death certificate. Please let me know if any other documents are required for claiming the amount of deceased. Request you to kindly process the request on priority. Notify Bank of America.