Under Colorado law, you can add a POD designation to your bank accounts. Write "DECEASED" in large letters in the white space above the tax year and "filing as a surviving spouse" in the decedent's signature block.If the deceased and his or her spouse had a joint bank account, title will automatically pass to the surviving spouse. In Colorado, if you die without a will, your assets are distributed to your closest relatives under the Colorado interstate succession laws. A transfer on death deed (TODD) is a legal document that allows a person to transfer ownership of their property after they die. This Financial Guide will help you handle the many financial details which must be attended to on the death of a loved one. Open a bank account for the estate. Contact creditors and other debtors. When the title is in the ownership of one person, and that person is deceased, a court order appointing a personal representative is required. Fort Lauderdale, FL 33301.