You can use this letter template to write to the bank to request the closure of a direct payments account following the death of the account holder. How Do Bank Closure Letters Work?One thing for sure is that the bank will want to know the specific reasons for the removal request as the next-to-kin. Closing a bank account when someone passes away isn't difficult, as long as you have the right paperwork for the the teller or banker. Sample Letter to Bank Informing the Death of the Account Holder. The death claim letter should be written in the formal letter format. Sub: Request to close an account due to death.