Informal probate is the process for asking the court to appoint a personal representative for a decedent's estate without a hearing. Explore if banks can release funds without probate.Millions of dollars in unclaimed property are turned over to the state every year. You will need to provide the policy number and a certified copy of the death certificate and fill out a claim form. Utah does not have a state inheritance or estate tax. However, there is still a federal estate tax that applies to estates above a certain value. To properly document each account, there may be cases where the same information must be provided more than once to Capital One. There are many banks and credit unions that you can choose from. Also, there are many types of bank accounts: checking, savings, etc. Probate is the legal process through which a deceased person's estate is distributed to heirs and designated beneficiaries.