An "estate" is the collection of real and personal property belonging to the decedent at the time of their death, as well as any debts they owed. Do you know how to find out if you are a beneficiary on a bank account?It gives the right to handle financial and other affairs related to closing out the estate. In essence, it offers the power to act in a truly fiduciary manner. What Documents Are Required To Access The Box? For example, are you a joint owner of the account? Keep track of all of the letters, statements, and other documents you receive from the bank. When people die, they leave behind a life that must be closed out. 26 workweeks of FMLA leave in a single 12-month period to care for the.