I have just gone through this wiyth my father's estate. The death of someone close to you is difficult, and dealing with his or her finances can feel overwhelming.Do you know how to find out if you are a beneficiary on a bank account? Get the resources you need to help navigate someone else's financial affairs. I was my dad's executor and also on his checking and savings accounts. He had two credit cards. If the decedent did not name an executor in the will or dies intestate. An estate account is a temporary bank account that holds an estate's money. She died without a will? I had her power of attorney before her death and I thought the account was empty.