Complete our online form. This letter can be used to ask collection agencies to provide you with information concerning their basis for claiming that you owe a debt.Consumers can receive one free copy of your credit report every 12 months from each of the three credit reporting agencies (Equifax, Experian, and TransUnion). Our law firm helps Atlanta consumers fight credit bureaus, creditors, and collectors who are falsely reporting and makes them pay you damages. The forms for submission of courses for CLE credit are available below as fillable PDF files. You must have Adobe Acrobat reader installed on your computer. 1. In the sample letter, fill in your personal information. Use this form to ask a creditor reporting agency to correct error on your credit report. You can respond without hiring an attorney. A 609 letter is a credit repair method that requests credit bureaus to remove erroneous negative entries from your credit report.