Massachusetts business attorneys at the Katz Law Group explain the complexities of filing credit applications and the risks of certain credit agreements. I am writing to inform you that I disagree with all debts you are collecting on or are placed with your company, in my name.Forms may be modified as needed. I received a letter from a law firm saying they represent a collection agency about a debt that i dont recall? Will you help me fill out the forms? No. You or your attorney must complete them. Credit Reporting and Identity Theft. You can force a credit bureau to fix its mistakes and, in some cases, recover money for those mistakes. Having an effective credit application is but a first step in a larger credit process. Attorney General Andrea Joy Campbell's Office is an advocate and resource for the people of Massachusetts in many ways.