Fill out the Answer form. Fill out form MC 03 (Answer, Civil) on the website or get a paper copy from the court to fill out.This set of forms is for use in garnishment to collect a money judgment. The forms must be filed in the circuit court if the judgment is from the circuit court. Use this tool to prepare the forms you can use to respond when someone has sued you to collect a debt. A creditor matrix contains each creditor's name and mailing address. This information is used for noticing and also for claims information when applicable. 283 votes, 625 comments. As some of you know, I am a credit attorney. Get the help from the most trusted credit repair lawyers in Michigan to combat debt collectors with no out of pocket costs to you.