The Consumer Financial Protection Bureau offers sample letters the debtor can use to dispute a debt. Consideration is not required to issue, amend, transfer, or cancel a letter of credit, advice, or confirmation.With limited exceptions, only persons who are active, licensed members of the Utah State Bar in good standing may practice law in Utah. Utah currently has laws pertaining to credit repair. This information is not legal advice. Utah attorneys can receive credit for: Teaching CLE Courses. Information and instructions, including forms for Uniform Commercial Code (UCC) filings with the Utah Division of Corporations and Commercial Code. Attorneys are required to eFile all documents with the court. Looking for a Utah debt attorney?