How to use the template: 1. In the sample letter, fill in your personal information.Below is a sample letter to help you craft your own letter. Send the letter via certified mail and keep the return receipt for your records. The template below can help you write your own pay for delete letter. Simply update the bolded portions with your own information. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. A 609 letter is a credit repair method that requests credit bureaus to remove erroneous negative entries from your credit report. The best credit report dispute letter is short and straight to the point. It uses respectful, professional language.