How to use the template: 1. In the sample letter, fill in your personal information.Get your free copy here! For example, the letter should contain their full name, contact information, and a clear explanation of what information they are disputing. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. State Your Request: In the opening paragraph, clearly state your request for debt validation. Use formal language and be specific about what you are requesting. The template below can help you write your own pay for delete letter. Simply update the bolded portions with your own information. A goodwill letter is not an official credit dispute letter.