1. In the sample letter, fill in your personal information. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated.One way to fix an error on your credit report is to write a credit dispute letter and mail it to one or more credit bureaus. Get your free copy here! A letter of explanation can clarify your financial situation and get you one step closer to qualifying for a mortgage. Please remove these inquiries from my credit report. I have enclosed a copy of my driver’s license as proof of identity. Part I - Principal Reason(s) for Credit Denial, Termination, or Other Action Taken Concerning Credit. This section must be completed in all instances. Credit dispute letter sample.