In the sample letter, fill in your personal information. Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus.These are the actual letters I have sent. I'll note the situations for each letter in red. Download our sample letter and instructions to submit a dispute with a credit reporting company. It is important that my credit report reflect the good relations I have had with your company in the past. This e-book provides templates for 21 most effective credit and collection letters that will help you communicate better with your customer. Here is a variety of sample credit letters you can tailor and send to credit card companies, debt collectors, and other credit bureaus. How to write a credit dispute letter. Consumers can craft a disputing letter on their own or select from a credit dispute letter template.