Provide a clear and concise explanation of the circumstances that led to your bad credit. For example, did you lose your job or experience a significant medical expense? Providing this context can help the employer understand why your credit history looks the way it does.
How to Write a Hardship Letter Explain Your Hardship. Provide Documentation to Back Up Your Claim. List Steps You've Taken to Alleviate Your Financial Burden. Clearly State Your Request. State Your Commitment to Paying Your Debt.
Tips for writing a letter of explanation Provide all details the best you can, including correct dates and dollar amounts. Explain how and when all situations were resolved. If they are not resolved, explain that as well. Detail why problems won't happen again.
Simply sign your name by hand directly under the letter closing. Use your first and last name when signing. If you know the person well, it's okay to sign with your first name only. Sign with your first and last name if you're writing to someone you've never met face to face.
At the end of the letter, place your signature on the right side of the page. Don't forget to provide any relay information if necessary. When writing a letter using simplified style form, put the date on the left. Then, put the receiver's name, and his/her title, company name, and address.
To begin writing this type of letter, you might explain the situation or circumstance and any contributing factors. Consider including information to answer questions like: What happened? How did it happen?
Tips for writing a letter of explanation Provide all details the best you can, including correct dates and dollar amounts. Explain how and when all situations were resolved. If they are not resolved, explain that as well. Detail why problems won't happen again.