These documents are mostly used in international trade, where trust between buyers and sellers can be limited. Various types of letters of credit serve different purposes, such as commercial, standby, revocable, and irrevocable letters of credit.
Select the address of the bureau you need to contact: Equifax: Equifax Information Services LLC, P.O. Box 740256, Atlanta, GA 30348. Experian: Experian, P.O. Box 4500, Allen, TX 75013. TransUnion: TransUnion LLC Consumer Dispute Center, P.O. Box 2000, PA 19016.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.