Use this sample letter to dispute mistakes on your credit report. Our guide will teach you how to write a letter of explanation, plus offers a free template to help you write one of your own.All accounts shall be due and payable in Dallas County or Harris County, Texas. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. You have to tell your credit or debit card company about any error you're disputing within 60 days of when the first statement with the charge was sent to you. How to use the template: 1. In the sample letter, fill in your personal information. Fees and Other Charges: The Member shall pay all fees as specified in the MPCP for Fluctuating Balance Letters of. If you have concerns about redaction, do not include confidential information in the collateral description of your UCC filing. UCC Topics of Interest.