How to use the template: 1. In the sample letter, fill in your personal information.Please attach a page of (3) references including the company name, address, account number, contact name, email, and phone. See a sample Answer Form for Consumer Credit Transaction. Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. Example: Selena falls behind on her credit card payments, and after several months of missed payments, the card company marks the account as a charge-off. Use this free, customizable template to effortlessly manage credit applications and foster smoother financial transactions for your business. Sample Letter of Credit. Listen. Please allow 3-5 business days for forms or letters to be processed (7-10 business days in the summer). Complaint Information.