How to use the template: 1. In the sample letter, fill in your personal information.A credit dispute letter is a formal document that businesses send to credit bureaus to rectify inaccuracies or outdated information in their credit reports. A credit letter reflects your financial standing with us. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. This e-book provides templates for 21 most effective credit and collection letters that will help you communicate better with your customer. This letter can be used to ask collection agencies to provide you with information concerning their basis for claiming that you owe a debt. A credit dispute letter includes personal information and enclosures that help credit bureaus investigate mistakes. Insert one of the statements listed below. Get your free copy here!