Massachusetts Free Debt Validation Letter. Use our debt validation letter to request the validity of a debt.I am writing in response to your letter or phone call dated . I do not believe that I owe this debt or what you say I owe. 1. In the sample letter, fill in your personal information. Learn how to fill out a Financial Statement Form, which you need for many types of cases in Massachusetts Probate and Family Court. A Demand Letter for Chapter 93A is an official letter sent prior to filing a lawsuit against someone else, which describes the wrongful acts of the other party. Forms for use in cases filed to collect money from borrowers who have not made credit card, loan, or certain other types of payments. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. This Appendix contains ten sample notification forms.