How to use the template: 1. In the sample letter, fill in your personal information.Use these letters to order your credit report directly from the big four credit reporting agencies. Be sure to include copies of the identification documents. Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. Michigan debt collections lawyer Brian Parker provides credit dispute letters and debt validation letters for free download. You just need to enter your details. Use our free fillable request forms to order your credit reports. We received information from the Internal Revenue Service. Your response must be received in writing and mailed to the address provided in the letter.