1. In the sample letter, fill in your personal information. See a sample Answer Form for Consumer Credit Transaction.What does the cover letter include? Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. A demand letter is an official notice requesting money, possession of assets, or action on a legal matter. Most forms may be filled out on your computer, printed and submitted for filing with the Department of State. A letter of credit is a letter from a bank guaranteeing that a buyer's payment will be received on time and for the correct amount. See a sample Answer Form for Consumer Credit Transaction. This form is broken down into parts, ALL parts must be filled out for this application to be submitted. Once you have filled out the web form and uploaded your supporting third-party documentation, click the Submit button to submit your appeal.