How to use the template: 1. In the sample letter, fill in your personal information.Use this sample letter to dispute mistakes on your credit report. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. The idea here is that you agree to settle the debt or pay it off in full in exchange for the creditor deleting the collection item from your credit report. This sample letter will help you know how to address the major credit bureaus about disputing errors on your credit report. Square offers two free generic credit card authorization forms for download. You do not have to process payments with Square to use these templates. A following page shows a sample Credit Report that includes both standard information and optional features that can enhance the report. Apply for a New Business Tax Certificate online or at the Business Tax Office.