See a sample credit dispute letter below. If you owe money, a creditor may get a court order to take money from your bank account.But you may be able to get some of or all of that money back. A debt validation letter is a written communication that a consumer sends to a debt collector or creditor to request verification and validation of a debt. The Ohio Transfer 36 requires at least 6 semester hours of course credit in Arts and Humanities. Letters of credit are versatile financial instruments. One reason for the versatility of letters of credit is their unique legal structure. Do you currently own any real property? Make the steps below to fill out Credit Reference Letter (PDF) - Purchasing - The Ohio State University - purchasing osu online quickly and easily. Learn what an explanation letter is, reasons to write one and key steps, then review our templates and examples.