How to use the template: 1. In the sample letter, fill in your personal information.See a sample credit dispute letter below. Below is a sample letter to help you craft your own letter. Send the letter via certified mail and keep the return receipt for your records. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. This sample letter will help you know how to address the major credit bureaus about disputing errors on your credit report. Today's Date: Collector's Name: Collector's Address : RE: Account of. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. You have the right to add a statement to your file about it, either to dispute a mistake or to explain your personal financial debacle.